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国外医疗保险制度历经百余年的发展与演变,至今其模式主要有四种类型。一是加拿大的全民保险模式。这种模式的特点是:政府直接举办医疗保险事业,老百姓纳税,政府收税后拨款给公立医院,医院直接向居民提供免费服务。具体内容有:国家立法、两级出资、省级管理,即各省医疗保险资金主要来源于联邦政府拨款和省级政府财政预算,各省和地区政府独立组织、运营省内医疗保险计划。保险内容上覆盖所有必需医疗服务,医药适当分离。住院保险和门诊保险,除
After more than one hundred years of development and evolution of the foreign medical insurance system, there are mainly four types of medical insurance schemes. First, Canada’s universal coverage model. The characteristics of this model are: the government directly organizes the medical insurance business, people pay taxes, and the government pays taxes to public hospitals after tax collection. The hospitals provide free services directly to residents. Specific content: national legislation, two levels of funding, provincial management, that is, the provincial medical insurance funds mainly from the federal government funding and provincial government budget, the provinces and regional governments independently organized and operated the province’s medical insurance plan. Insurance coverage of all essential medical services, medicine properly separated. Inpatient and outpatient insurance, except