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货运险预约保险是货物运输保险的一条捷径,它的好处主要在于:1.既可方便被保险人投保,又可方便保险人承保;2.节约了保险合同双方的作业时间,大大地提高了工作效率;3.加大了合同双方的合作范围和业务发展,可说是具有其互惠性和双盈性,而且对于保障其购(用)贷方正常的生产经营和发展,进而促进国民经济的发展都有着积极的作用。然而,关于货运险预约保险之承保条件以及保险标的的范围对于保险人来说确是至关重要的,且不能有丝毫的疏漏和马虎。笔者这里以西安某电子公司(下称电子公司)与某保险公司签订的一份为期一年的《国内货物运输统保协议》为证。
Insurance of cargo insurance is a shortcut to the insurance of cargo transportation. Its benefits mainly lie in: 1. It is convenient for the insured to insure the insured and the insurer is easy to insure; 2. It saves the working time of both sides of the insurance contract and greatly improves Work efficiency; 3. Increased cooperation between the two sides of the contract and business development, can be said to have its reciprocity and double-earnings, but also for the protection of its purchase (use) of credit normal production and management and development, and thus promote the national economy Development has a positive effect. However, the conditions of coverage of the insurance of the insurance of the cargo insurance and the scope of the subject matter of the insurance are indeed of crucial importance to the insurer, without any omission or carelessness. Here I authorize an electronic company (hereinafter referred to as the electronics company) in Xi’an and a certain insurance company for a year to witness the “Agreement on the Guarantee of Domestic Cargo Transportation.”