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格式合同是近代合同法产生的新问题。二十世纪以来,随着社会政治、经济形势以及意识形态的变迁,科学技术的高度发展,垄断组织的蓬勃兴起,尤其是某些企业的服务交易行为(如银行、保险、运送等)的频繁成都与日俱增,格式条款以方便快捷的特点迎合了现代社会一些行业频繁重复交易的需要,成为社会经济生活中实际存在的重要现象。消费者在购买、使用和接受服务时,所订立的合同90%以上都是含有格式条款的格式合同,这种情况在一些带有垄断性的行业,如通信、交通、供水供电、保险金融等行业中几乎达到100%。
The format contract is a new problem arising from modern contract law. Since the twentieth century, with the social and political changes, the economic situation and the changes in ideology, the rapid development of science and technology and the rapid rise of monopolies, especially the service transactions of certain enterprises (such as banking, insurance, shipping, etc.) Chengdu is increasing day by day. The format and terms are convenient and quick. They meet the needs of frequent trades and transactions in some industries in modern society and have become an important phenomenon that actually exists in social and economic life. When purchasing, using and accepting services, more than 90% of the contracts concluded by consumers are format contracts containing format terms. In some monopolistic industries such as telecommunications, transportation, water supply, insurance, etc. Almost 100% in the industry.