为促进国民经济快速增长,推动国内住房制度改革,支持城镇居民购买自用普通住房,今年5月,中国人民银行颁布并施行了《个人住房贷款管理办法》。《办法》打破了规模上、范围上的限制,将原来只有工、农、建三家银行可以办理的个人住房贷款业务,扩大到“经中国人民银行批准设立的商业银行和住房储蓄银行”。各家金融机构共 In order to promote the rapid growth of the national economy, promote the reform of the domestic housing system and support urban residents to purchase their own ordinary houses, in May this year, the People’s Bank of China promulgated and implemented the Measures for the Administration of Individual Housing Loans. The “Measures” have broken the limits in scale and scope and expanded the individual housing loan business that can only be handled by the three branches of industry, agriculture and construction to “commercial banks and housing savings banks approved by the People’s Bank of China” . Various financial institutions