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The paper studied and classified the notes that were named as hui or huipiao, tightly related with the commercial credit by 15-18 centuries, which means from the middle of Ming to the middle of Qing Dynasty. In many ways, at this period, the commercial credit was completed in the form of notes. If defined in contemporary financial concept, it embodied the character of cashier’s cheque, money order, and the cheque itself, that greatly exert positive impact on avoiding risk, saving cost, accelerating trade along with enlarging the commercial scale. But, these notes suffered partly from its own limitation that they were not fully circulated at late 18 century or the early 19 century.
The paper studied and classified the notes that were named as hui or huipiao, tightly related with the commercial credit by 15-18 centuries, which means from the middle of Ming to the middle of Qing Dynasty. In many ways, at this period, the commercial credit was completed in the form of notes. If defined in contemporary financial concept, it embodied the character of cashier’s check, money order, and the check itself, that greatly exert positive impact on avoiding risk, saving cost, accelerating trade along with enlarging the commercial scale. But, these notes was partly from its own limitation that they were not fully circulated at late 18 century or the early 19 century.