论文部分内容阅读
企业拖欠银行贷款利息的比重上升,不仅影响了银行资金周转和资金使用效益,影响了银行自身的经济效益,而且削弱了国家宏观调控的力度,影响了银行对企业的再投入,从而直接影响企业生产经营的进一步发展。对此,必须采取得力措施和有效对策加以解决。(一)政府支持,企业理解。各级政府和企业主管部门要支持银行收息工作,同时政府在协调银行贷款时,要按照经济规律办事,提高依法办事的自觉性,充分尊重银行的经营自主权,协调处理好银企之间的借贷关系,要支持银行将贷款投放于信用好、效
The rise in the proportion of interest on arrears in bank loans not only affects the bank's capital turnover and the efficiency of fund use, but also affects the bank's own economic benefits. It also weakens the macroeconomic regulation and control of banks and affects banks' reinvestment in the enterprises, thus directly affecting the enterprises Production and management of the further development. In this regard, we must take effective measures and effective solutions to be resolved. (A) government support, business understanding. At the same time, the government should act in accordance with economic laws when coordinating bank loans, improve the consciousness of handling affairs according to law, fully respect the bank's operating autonomy, and coordinate and manage the bank-enterprise cooperation Of the loan relationship, we must support the bank put credit loans good, effective