资产负债管理可分为静态的资产管理和动态的资产负债管理。这两种情况有不同的管理技术和不同的管理策略,我们要区别对待,从而实现资金配置的流动性、安全性和盈利性目标。 Asset-liability management can be divided into static asset management and dynamic asset-liability management. In both cases, there are different management techniques and different management strategies. We need to differentiate them so as to achieve the liquidity, safety and profitability goals of capital allocation.