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如果股票市场的漩涡已经开始让你严肃地考虑分散你的投资组合的话,千万不要忽视了货币市场基金。这些受到严格管制的共同基金主要投资于短期的、最高级别的政府和公司债券。你的本金虽然不受到保证,但到目前为止还没有在货币市场基金上血本无归的先例。而且,在允许你最快地获得短期内所需的现金的情况下,货币市场基金能够给你一个相当漂亮的收益。但是,你怎么知道货币市场是否适合你,而且如果适合你,你该如何从成千上万的货币基金中选出属于自己的那一只呢? 判断是否应该在你的投资组合中加上货币市场基金是一件最简单的事儿。几乎每个有存款或者有投资计划的人都能够从货币市场基金中获益,
If the whirlpool in the stock market has begun to allow you to seriously consider diversifying your portfolio, do not overlook the money market funds. These tightly regulated mutual funds invest primarily in short-term, highest-level government and corporate bonds. Although your principal is not guaranteed, so far there have been no precedents for losing money in money market funds. And, money market funds can give you a pretty good paycheck, allowing you to get the fastest cash you need for the short term. But how do you know if a money market is right for you and how you can choose your own one from thousands of money funds if you’re comfortable? Decide if money should be added to your portfolio Market funds are the simplest thing to do. Almost every person who has a deposit or an investment plan can benefit from a money market fund,