一是现代保险功能理论。现代保险的功能是一个历史演变和实践发展的过程。六个多世纪以来,保险业在不断演进中,由最初的单纯的经济补偿功能发展为经济补偿功能、资金融通功能和社会管理功能的结合。保险的三项功能理论是对保险实践的新认识、新概括,也是保险实践的新起点。加强 First, modern insurance function theory. The function of modern insurance is a process of historical evolution and practice. In the continuous evolution of the insurance industry for more than six centuries, the initial mere economic compensation function has been developed into a combination of economic compensation, finance and social management functions. The three functional theory of insurance is a new understanding of the insurance practice, a new generalization, but also a new starting point for insurance practice. strengthen