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信贷投入应当结合地方发展的比较优势,与地方经济发展战略相结合,才能使“好钢用在刀刃上”;银行与政府的多方位合作,激活了县域经济全面发展的的动力,实现了银行信贷风险控制的“协同效应”;银行业务在县域市场上的全面、深度拓展,为银行带来了优质业务和利润,也为县域经济发展获得了持续的信贷资源,从而为金融支持县域经济发展找到了可持续的商业动力。这是四川省西昌市“整县推进”信贷策略带来的启示。
The combination of credit input should be based on the comparative advantages of local development and local economic development strategy to make “good steel on the cutting edge”; bank and government multi-faceted cooperation, activate the county economy all-round impetus to the development of the bank The “synergy effect” of credit risk control; the comprehensive and in-depth expansion of banking business in the county market has brought high quality business and profits to banks and sustained credit resources for the development of county economy so as to provide financial support to the development of county economy Found a sustainable business momentum. This is the enlightenment brought by Xichang’s “whole county promotion” credit strategy in Sichuan Province.