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贷款产出比(GDP/各项贷款)反映了单位贷款投入与增加值的关系,一定程度上体现了信贷资金的使用效率,是衡量区域经济金融发展水平与质量的重要指标。为落实科学发展观,提高四川经济金融发展的效率,人民银行成都分行调查统计处课题组对2000年以来四川贷款产出比的发展变化情况进行了分析,剖析了影响其发展变化的主要因素,并提出了相关政策建议。
The loan-to-output ratio (GDP / loan) reflects the relationship between unit loan input and value added, to some extent reflects the efficiency of the use of credit funds and is an important indicator of the level and quality of regional economic and financial development. In order to implement the scientific concept of development and improve the efficiency of economic and financial development in Sichuan, the research group of the Census and Statistics Department of Chengdu Branch of the PBC analyzed the development and changes of the loan-to-output ratio of Sichuan since 2000, analyzed the main factors affecting its development and changes, And put forward the relevant policy recommendations.