为探索一条解决中小企业贷款难、担保难问题的有效途径 ,人民银行廊坊市中心支行于2002年初研究制定了《廊坊市中小企业联保贷款暂行办法》 ,并在所属霸州市农村信用社系统进行试点 ,取得了显著效果。目前已开始在廊坊全市农村信用社系统实行。截止2003年7月末 ,霸州市已成立联 In order to explore an effective way to solve the problem of difficult loans and guarantee for small and medium-sized enterprises, the central branch of the Central Bank of the People’s Bank of Langfang studied and formulated the Interim Measures for Guaranteeing Loans for Medium and Small Enterprises in Langfang City in early 2002, Pilot, achieved remarkable results. Langfang City has begun to implement the system of rural credit cooperatives. As of the end of July 2003, Bazhou has been established