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新型农村合作医疗(简称新农合)是国家的一项惠民利民工程,是由政府组织、引导、支持,农民自愿参加,个人、集体和政府多方筹资,以大病统筹为主的农民医疗互助共济制度,本质上属于合作医疗保险,基金采用封闭式管理。因基金总量有限,故基金监管就成为当前新农合管理的最大课题。只有加强基金监管才能确保基金安全高效使用,解决广大农民的基本医疗保障和大病救治问题。具有重要的现实意义。
The new rural cooperative medical system (referred to as NCMS) is a national Huimin people project, is organized by the government, guidance and support, farmers volunteered to participate in, individual, collective and government multi-funding, mainly to the serious illness of peasants medical Mutual aid and mutual aid system, in essence, is a cooperative medical insurance, the Fund uses closed management. Due to the limited amount of funds, the supervision of funds has become the biggest issue of the management of NCMS. Only by strengthening fund supervision can we ensure the safe and efficient use of funds and solve the basic medical insurance and serious illness treatment problems for the vast number of peasants. It has important practical significance.