随着我国生活水平的不断提高,房产成为我国家庭投资的重要组成部分,但真正把住房加入到家庭资产选择模型的文献却在少数。本文对房产作为金融资产的特性进行了深入分析。 With the continuous improvement of living standards in our country, real estate has become an important part of family investment in our country. However, there are only a few articles on how to add housing to family asset selection model. This article analyzes the characteristics of real estate as a financial asset.