论文部分内容阅读
贷款卡是企业获得金融机构贷款的通行证,真实反映企业贷款情况。贷款卡的实施,一方面可增加银行间贷款业务的透明度,减少放款的风险,便于金融机构管理好信贷资产,为中央银行有效地进行宏观调控提供了可靠的依据,同时也健全了银行之间的相互制约机制;另一方面,可有效地提高企业的信用意识,促进企业进一步挖掘内部潜力,合理、有效地运用信
Loan card is the enterprise access to financial institutions loans pass, a real reflection of corporate loans. The implementation of loan cards can increase the transparency of inter-bank loan business and reduce the risk of lending, facilitate the management of credit assets by financial institutions, provide a reliable basis for the central bank to carry out macroeconomic regulation and control effectively, Mutual restraint mechanism; the other hand, can effectively improve the corporate credit awareness and promote enterprises to further tap the internal potential, a reasonable and effective use of the letter