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保险企业自身经济效益是保险经济运动的出发点和归宿,关系到保险企业的生存和发展。提高保险企业自身经济效益已成为社会主义市场经济体制条件下人保公司重点探讨问题。并被列为企业经营管理的中心问题。本文试图通过对保险企业的产量、成本、利润进行分析,探索提高保险企业自身经济效益的有效途径,以抛砖引玉,供同仁参考。一、影响保险企业自身经济效益的因素及其相互关系。保险企业的自身经济效益具体表现为在保险经营中所取得的利润量。利润量的多少,取决于产量和成本的高低。因此,分析保险企业的产量、成本、利润的构成以及它们之间的相互关系,实质就是探索影响保险自身经济效益的有效途径。那么,保险企业的产量、成本、利润是怎样构成的?它们之间又是一种什么关系呢?
The economic benefits of insurance enterprises are the starting point and end-result of the insurance economic movement, which is related to the survival and development of insurance enterprises. Improving the economic efficiency of insurance enterprises has become a key issue for PICC companies under the conditions of a socialist market economy. And was listed as the center of business management issues. This article attempts to analyze the output, cost and profit of insurance enterprises and explore effective ways to improve the economic benefits of insurance enterprises in order to attract more people for reference. First, the factors that affect the economic efficiency of insurance enterprises and their interrelationships. The self-economic benefits of insurance enterprises are specifically reflected in the amount of profits made in the insurance business. The amount of profit, depending on the level of production and cost. Therefore, the analysis of the output, cost and profit of insurance enterprises and the interrelationship among them are the effective ways to explore the economic benefits of insurance itself. So, the insurance company’s output, cost, profit is formed? What is the relationship between them?