本文共分五部分,首先概述了金融危机的概念和本质,接着对此次金融危机爆发经过的三个阶段和衍生金融产品的过度交易和失控的根源进行了探讨,同时还分析了当前金融危机的若干特征、危害和影响以及国际社会应对危机的态势,最后紧密联系金融财税法制建设的实际,对金融财税改革和立法以及扩大就业等进行了全方位的分析。 This article is divided into five parts. Firstly, the concept and nature of the financial crisis are outlined. Then the causes of the over-trading and the loss of control over derivative financial products in the three stages of the financial crisis are discussed. At the same time, the current financial crisis Finally, it closely linked with the reality of the construction of legal system of finance, taxation and finance, and carried out a comprehensive analysis of financial, tax and fiscal reforms and legislation as well as the expansion of employment.