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票据市场是以商业票据为金融工具,主要从事短期融资交易或融资业务的货币市场。票据市场的发展,对于拓宽企业融资渠道,提高经济交易的效率,缓解企业间债务拖欠,改善商业银行信贷资产质量,加强流动性管理等具有重要的作用。票据市场通过票据的签发、承兑、贴现、转贴现和再贴现等业务把企业、商业银行、中央银行有机地联系在一起,从而有效地传导货币政策。为了解掌握票据业务发展的最新情况以及存在的问题,近日, 人民银行长沙中心支行对2005年第四季度和2006年第一季度湖南省金融机构票据业务情况进行了调查分析。
The note market is based on commercial paper as a financial instrument and is mainly engaged in the money market for short-term financing transactions or financing. The development of the bill market plays an important role in broadening the channels for financing enterprises, improving the efficiency of economic transactions, alleviating debt arrears among enterprises, improving the quality of credit assets of commercial banks and enhancing liquidity management. The bill market organically connects enterprises, commercial banks and the central bank through the issuance, acceptance, discounting, rediscounting and rediscounting of bills so as to effectively guide monetary policy. In order to understand the latest situation of ticket business development and existing problems, the Changsha Branch of the People’s Bank of China recently conducted a survey on the business operations of the financial institutions in Hunan Province in the fourth quarter of 2005 and the first quarter of 2006.