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目前,我国工商注册的中小企业已达1000余万家,数量约占企业总数的99％,产值占工业总产值的60％,提供就业机会占75％,中小企业的发展已成为我国国民经济发展的重要组成部分。中国加入世界贸易组织后,我国的中小企业面临着入世带来的机遇和挑战,但是,由于我国资本市场尚不完善,市场经济体制尚不健全,融资难一直被认为是中小企业创业与发展中的最大难题,如何解决这个问题已为我国社会各界所关注。
At present, China's industrial and commercial registration of SMEs has reached more than 1,000 million, accounting for about 99% of the total number of enterprises, output value accounted for 60% of total industrial output, providing 75% of employment opportunities, the development of SMEs has become China's national economic development important parts of. After China's accession to the World Trade Organization, China's SMEs are faced with the opportunities and challenges brought about by WTO accession. However, due to the imperfect capital market in our country and the imperfect market economy system, financing difficulties have always been considered as the starting and development of SMEs The biggest problem, how to solve this problem has been the concern of all sectors of our society.