金融腐败现象既有社会的共性也带有行业特点,突出表现在贪污受贿,以权、贷、赔、监管谋私,挪用库款等方面。这些腐败现象的产生主要有两个方面的原因:一是工作人员人生观、价值观发生扭曲,没有正确的理想信念,职业道德不良。金融内部少数人员,包括个别领导干部在改革开放的环境 The phenomena of financial corruption include not only the commonality of society but also the characteristics of the industry, which are manifested in such aspects as embezzlement and bribery, right, loan, compensation, regulatory self-serving and the misappropriation of bank loans. There are two main reasons for the emergence of these corrupt phenomena: First, staff life values ​​and values ​​distorted, there is no correct ideals and beliefs, bad professional ethics. A small number of financial personnel, including some leading cadres in the reform and opening up of the environment