Preface春节过后,孩子手头都会多出不少红包。一个笑话就说,妈妈永恒的谎言是:红包我先帮你存着……其实,借着压岁钱,我们不妨顺势给孩子做一做理财教育。第一个问题钱是什么?在孩子2~3岁时,他可能就会注意到这个问题。当他想要一个什么东西时,从前是直接跟爸爸妈妈要,后来开始理解:得拿钱去买。这里引入交换概念。在日常生活中我们也会做,比如拿你手里的玩具跟别的小朋友交换。而“买”这个动作,就是拿你手里的钱跟卖东西的人交换。交换有个前提是:双方自愿。在玩具交换中,对方如果不喜欢你的玩具,就换不 Preface After the Spring Festival, children will have many red envelopes on hand. A joke that my mother’s eternal lie is: I will help you save the red envelope ... ... In fact, by the New Year’s money, we might as well to do a wealth management education for their children. The first question is what money? Children 2 to 3 years old, he may be aware of this issue. When he wanted something, he used to be directly with Mom and Dad, and later began to understand: get money to buy. Here introduced the concept of exchange. We also do things in our daily life, such as having toys in your hand and exchanging them with other children. And “buy ” this action, is to take your hands money exchange with the sale of people. There is a prerequisite for exchange: both parties voluntarily. In the toy exchange, the other side if you do not like your toy, it will not change