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目前,企业融资问题一直是许多创业者、金融机构、政府关心的问题。在目前这个大的社会环境下,企业特别是中小企业融资难已是一个不争的事实。许多业内人士在分析中小企业融资难时表示,绝大多数中小企业在资产规模上缺乏竞争力,导致他们在整个市场的产销链中处于弱势,“上游企业可以抬高售价,下游企业又可以压低购价”。对中小企业来说,很可能出现资金回流速度不够快,资金周转变数较大。前不久,中国企业家调查系统召开发布会,公布了他们所做的2004年中国企业经营者问卷调查结果。调查表明,企业经营者们认为,由于融资环境趋紧,企业资金紧张状况有所加剧,在宏观调控作用下,企业贷款难度加大。能源紧张、腐败现象和行业垄断等不利因素也成为影响当前经济的严重问题。
At present, the issue of corporate finance has always been a concern for many entrepreneurs, financial institutions and the government. In the current large social environment, the financing of enterprises, especially SMEs, is an indisputable fact. Many industry insiders analyzed the difficulty of financing for SMEs and said that most SMEs lacked competitiveness on the scale of assets, leading them to be in a weak position in the production and sales chain of the entire market. “Upstream companies can raise prices, and downstream companies can Press down the purchase price." For SMEs, it is very likely that the rate of returning funds is not fast enough, and the number of changes in the capital cycle is large. Not long ago, the China Entrepreneurs Survey System held a press conference to announce the results of their 2004 survey of Chinese business operators. The survey shows that corporate managers believe that due to the tightening of the financing environment and the intensification of corporate capital tensions, corporate loans have become more difficult under macroeconomic control. Constraints such as energy shortages, corruption, and industry monopolies have also become serious problems affecting the current economy.