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甘肃省张掖市是河西走廊绿洲的传统农业地区。2007年第一季度,该市居民消费价格总水平同比上涨2.7%,食品价格同比上涨6.2%。主要农产品价格上涨,使金融机构信贷风险增大,“三农”信贷需求增加,农村经济结构和产业结构调整进程加快,也对信贷服务水平提出了更高要求。建议相关部门加大创新力度,解决农村资金外流问题,建立多层次的农村担保体系和农村金融风险补偿机制,以满足农村多元化的信贷需求。
Zhangye City, Gansu Province is the Hexi Corridor oasis traditional agricultural areas. In the first quarter of 2007, the city’s overall consumer price index rose 2.7% YoY, while food prices rose 6.2% YoY. Rising prices of major agricultural products have led to an increase in credit risk of financial institutions, an increase in credit demand for “agriculture, rural areas and farmers”, an acceleration in the process of adjustment of rural economic structure and industrial structure, and a higher demand on the level of credit services. The relevant departments are suggested to increase their innovation efforts to solve the problem of capital outflow in rural areas and establish a multi-level rural guarantee system and rural financial risk compensation mechanism to meet diversified rural credit needs.