保险人承保海上货物基本险的责任期限,国际上通常适用“仓至仓”条款,但实际业务中,如FAS、FOB等条件下,即使买方投保了包括“仓至仓”条款的相关保险,保险公司也不对在此期间发生的损失承担责任。这种矛盾现象可由《保险法》的保险利益原则解析。 The insurer’s liability period for covering the basic insurance of marine cargoes generally applies to the “warehouse-to-warehouse” clause in the international market. However, even in the actual operations such as FAS and FOB, even if the buyer insures the conditions including the “warehouse-to-warehouse” Of the relevant insurance, the insurance company is not responsible for the loss occurred during this period. This contradiction can be resolved by the principle of insurance benefits of the Insurance Law.