目前,随着网络交易为代表的电子商务不断发展,第三方支付日趋重要,但其在为支付带来方便快捷的同时也产生了诸多问题,消费者权益保护问题尤为突出。本文通过对第三方网络支付平台下消费者权益保护现状的分析,提出对相关制度完善的建议。 At present, with the continuous development of e-commerce represented by online transactions, third-party payment is becoming more and more important. However, while it brings convenience and quick payment, many problems have arisen. The protection of consumers’ rights and interests is particularly prominent. This article analyzes the status quo of consumer rights and interests protection under the third party online payment platform, and puts forward suggestions on how to perfect the relevant system.