我国的国债规模是十分巨大的,其规模约在5万～10万亿元之间,国债负担率按最保守的估计也超过50%,严肃的估计则超过100%。从这个方面讲,我国是世界上国债负担率最高的国家之一。巨大的国债规模,使我国已经不是是否存在国债风险的问题,而是已面临巨大的风险,甚至可以讲已经发生,而且在一些方面还非常严重。如巨额的银行坏账已使我国的银行改革难以有实质性进展,时刻面临信用危机的发生。因为,如果将国有商业银行 The scale of our national debt is very huge, with a scale of about 50,000-100 trillion yuan. The most conservative estimate of the national debt burden also exceeds 50% and the serious estimate is over 100%. In this respect, our country is one of the countries with the highest debt burden in the world. Huge treasury scale, so that our country is not the problem of whether there is the risk of national debt, but has faced huge risks, and can even say that has occurred, and in some respects is still very serious. Such as a huge amount of bank bad debts have made it difficult for our bank reform substantial progress, always facing the credit crisis. Because, if the state-owned commercial banks