“2012年全球经济仍然充满着不确定、不稳定性及不可持续性,主要体现在三个方面:首先是持续发酵的欧债危机对中国经济的影响从过去的间接影响变成直接影响;其次是正在进行的宏观调控不会像2009年那样刺激经济;第三是中国银行业遭遇史无前例的变化,它促使银行转型。 ”In 2012, the global economy is still full of uncertainty, instability and unsustainability, which are mainly reflected in three aspects. First, the impact of the ongoing European debt crisis on China’s economy has become a direct impact from the indirect effects of the past. The second is that the ongoing macro-control will not stimulate the economy as it did in 2009; the third is the unprecedented change in China’s banking sector, which has prompted bank restructuring.