我国小额贷款公司已经成为金融领域不可或缺的一部分,在满足中小企业和个人贷款需求上发挥着大型商业银行所不具有的优势。但是,目前我国小额贷款公司总体规模较小,还存在很多发展中的财务问题。本文就围绕小额贷款公司发展过程中的财务问题展开探究,查找出现问题的原因,提出解决问题的有效措施。 China’s micro-loan companies have become an indispensable part of the financial sector, playing an important role that large commercial banks do not have in meeting the needs of SMEs and individuals. However, at present, the overall size of China’s microfinance companies is relatively small, and many developing financial problems still exist. This article probes into the financial problems in the process of the development of the micro-loan company, finds out the causes of the problems and puts forward the effective measures to solve the problems.