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(2012年10月)2012年10月份,全国89家商业银行共发行2633款零售理财产品,其中非结构类产品为2571款,同比增长45.5%,环比增长56.9%;结构类产品为62款,同比下降7.5%,环比增长10.7%。总体发行情况●收益类型10月各收益类型产品数量占比变化不明显,保本、保息与非保本型产品的占比分别为20.1%、13.7%和66.2%。其中,保本类产品占比上升0.5%,而保息类与非保本类产品分别下降0.3%和0.2%。●投资币种
(October 2012) In October 2012, 89 commercial banks across the country issued 2633 retail wealth management products, of which 2571 were non-structural products, up 45.5% over the same period of the previous year and up 56.9% from the previous month. The structural products were 62, Down 7.5% YoY and up 10.7% MoM. Overall Issue ● Types of Revenue The percentage change in the number of revenue products in October was not significant. The proportion of guaranteed, guaranteed and non-guaranteed products accounted for 20.1%, 13.7% and 66.2% respectively. Among them, the proportion of capital preservation products increased by 0.5%, while the interest-bearing and non-guaranteed products decreased by 0.3% and 0.2% respectively. ● investment currency