银行信贷登记咨询系统存在投入大、效用低,系统信息开发利用少的问题,困挠了系统作用的进一步发挥。本文从系统的定位、系统涉及的各方主体责任与义务出发,分析进一步发挥系统功能的难点,进而提出加强宣传、严格制度、完善系统三点政策建议。 The bank credit registration consulting system has the problems of large investment, low utility and less development and utilization of system information, which has troubled the further development of the system. This article analyzes the difficulties of further exerting system functions from the system positioning and the responsibility and obligation of the parties involved in the system. Then, it puts forward the suggestions of strengthening the propaganda, strict system and perfecting the system three-point policy.