医疗消费的突出特性是信息的严重不对称性,如果制度设计把“花钱与收钱”的终端落脚在病人与医务人员之间,在利益关系上让病人与医务人员形成直接博弈,那么,“冲突—不信任—冲突—信任危机”就是必然的。欠债还钱,治病花钱,天经地义。问题是治病花钱的这个“钱”谁来付、 The prominent characteristic of medical consumption is the serious asymmetry of information. If the system design places the terminal of “money and money” on the patient and the medical staff, and makes the patient and the medical staff form a direct game in the interest relation, Then, “conflict - distrust - conflict - a crisis of confidence” is inevitable. Debt repay the money, cure the money, perfectly justified. The problem is the cure for this “money ” who will pay,