随着我国经济转型,私营企业融资难、融资风险高的问题逐渐暴露出来,资金不足严重制约着私营企业的发展。本文首先分析了我国私营企业融资过程中存在的问题,其次针对性地提出了解决私营企业融资难、融资风险高的策略,以促进我国私营企业持续、健康发展。 With the economic restructuring in our country, the problems of financing difficulties and financing risks of private enterprises are gradually exposed. The lack of funds seriously restricts the development of private enterprises. This paper first analyzes the problems existing in the financing process of private enterprises in our country, and secondly, it puts forward some strategies to solve the financing difficulties and high financing risks of private enterprises in order to promote the sustainable and healthy development of private enterprises in our country.