今年以来,随着资本市场的剧烈波动,部分银行的理财产品在到期以后,出现了低收益、零收益,甚至负收益现象,一时间银行成为众矢之的,购买了理财产品的客户们牢骚满腹,但又得不到实质性的安慰,各种议论、调查、投诉见诸媒体。尽管目前商业银行在销售理财产品 Since the beginning of this year, with the dramatic fluctuations in the capital market, some banks have experienced low returns, zero returns and even negative returns after they expire. For a time, banks became the targets of criticism. Customers who bought wealth management products complained that they were complacent. But no substantive comfort, all kinds of arguments, investigations, complaints see the media. Although commercial banks are selling wealth management products