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我国房地产贷款的现状与次贷危机前的美国情况有着一定的相似性,美国的次贷危机给我国的房贷敲响了警钟,使我们能够从中得到一些启示,防患于未然。
The status quo of China’s real estate loans has some similarities with the situation in the United States before the subprime mortgage crisis. The subprime mortgage crisis in the United States sounded the alarm for our country’s mortgage loans, enabling us to get some enlightenment and take preventive measures.