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随着南京银行、宁波银行和北京银行的上市,位于银行业第三梯队的中小商业银行正在悄然成为资本市场的新贵。上市对中小商业银行的发展具有重要的意义和深远的影响:提高资本充足率,加强内部公司治理,优化股本结构,迅速增强市场竞争能力,扩展经营空间,为中小商业银行未来发展奠定基石。
With the listing of Bank of Nanjing, Bank of Ningbo and Bank of Beijing, small and medium-sized commercial banks, the third tier in the banking industry, are quietly becoming newcomers to the capital markets. The listing of SMEs has important and far-reaching impact on the development of small and medium-sized commercial banks: improving capital adequacy ratio, strengthening internal corporate governance, optimizing the structure of capital stock, rapidly increasing market competitiveness, expanding business space and laying a solid foundation for the future development of small and medium-sized commercial banks.