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全国人大常委会《中华人民共和国银行业监督管理法》。这是我国法律体系中的一次立法创新。关于监督管理职责,《银监法》规定,国务院银行业监督管理机构依照法律、行政法规制定并发布对银行业金融机构及其业务活动监督管理的规章、规则;依照法律、行政法规规定的条件和程序,审查批准银行业金融机构的设立、变更、终止以及业务范围。未经国务院银行业监督管理机构批准,任何单位或者个人不得设立银行业金融机构或者从事银行业金融机构的业务活动。
NPC Standing Committee, “People’s Republic of China Banking Regulatory Commission.” This is a legislative innovation in our legal system. With regard to the responsibilities of supervision and administration, the “Banking Supervision Law” stipulates that the banking supervision institution under the State Council shall formulate and issue rules and regulations governing the supervision and administration of banking financial institutions and their business activities in accordance with laws and administrative regulations; and shall, in accordance with the conditions stipulated by laws and administrative regulations And procedures to review and approve the establishment, change, termination and scope of business of banking financial institutions. Without the approval of the banking supervision institution under the State Council, no unit or individual may establish a banking financial institution or engage in any business activities of a banking financial institution.