支农贷款是农村金融机构在服务新农村建设方面的一项重要措施,对支农贷款的管理也是农村金融信贷的重点。但是在复杂的市场环境和流动性越来越强的务工经济下,支农贷款还有一些问题迫切需要解决,比如说客户分散、单户金额小、缺少有效风险保障、客户流动性越来越大等问题,都给管理工作带来了很大的难度,粗放的贷款管理模式已经不再适应市场,精细化管理已经成为当务之急。至于如何精细化管理支农贷款本文对此提出一些建议。 Agricultural credit loans is an important measure for rural financial institutions in serving the new rural construction. The management of agricultural credit loans is also the focus of rural financial credit. However, under the complex market environment and increasingly labor-intensive migrant workers’ economy, there are still some urgent problems to be solved in supporting agriculture loans. For example, the scattered customers, the small amount of single household, the lack of effective risk protection and the increasing liquidity of customers Big problems, have brought great difficulty to the management work. Extensive loan management mode is no longer suitable for the market, and meticulous management has become a top priority. As for how to finely manage the agriculture loan this paper put forward some suggestions.