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农业是国民经济的基础性产业,它的发展优劣直接制约着国民经济的发展,同时农业也是带有风险性的弱质产业,农业生产经营者同时面临着自然风险和市场风险。农业保险对保证农业生产的持续稳定发展有着十分重要的意义。本文在对农业保险的相关概念及其特点做了简要说明,并对我国农业保险的发展现状进行分析后,对农业保险的经营提出政策建议。
Agriculture is the basic industry of the national economy. Its merits of development directly restrict the development of the national economy. At the same time, agriculture is also a weak industry with risks. Agricultural producers and operators also face both natural and market risks. Agricultural insurance is of great significance to ensure the sustainable and stable development of agricultural production. This paper gives a brief description of the related concepts and characteristics of agricultural insurance, and analyzes the current situation of the development of agricultural insurance in our country, and puts forward policy suggestions on the management of agricultural insurance.