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第一章总则第1条为了规范小额信贷公司在发放贷款中的组织和运营,制定本法。第2条本法下列用语的含义如下:(一)小额信贷公司,是指根据罗马尼亚银行法(1998年第58号法律)的规定,对不能向公众吸收存款或募集资金的受益人发放小额贷款的法人。(二)小额信贷,是指为了支持一项旨在鼓励社区和经济发展、提高当地生活水平的活动、事业或项目而对申请人(包括自然人、法人)发放的最高额度为25 000欧元、最长还款期限为5年的贷款。
Chapter I General Provisions Article 1 This Law is enacted in order to regulate the organization and operation of microcredit companies in issuing loans. Article 2 The meanings of the following terms in this Act are as follows: (i) A microcredit company means a small-loan company that distributes to a beneficiary who can not deposit or raise money with the public under the Law of the Romanian Bank (Law No. 58 of 1998) The amount of legal person loan. (2) Microfinance refers to the maximum amount of 25,000 euros granted to applicants (including natural persons and legal persons) to support an activity, project or project aimed at encouraging community and economic development and improving local living standards. The longest repayment term is 5 years loan.