一、大银行要学会搞零售我国工、农、中、建四大国有独资商业银行，历来把支持国有企业，尤其是大中型国有企业作为信贷重点。对大中型企业进行信贷，好比是搞批发，在正常情况下，这样的贷款数量大，次数少，利息收入也大。现在把中小型企业、民营企业纳入自己的业务中，就好? First, big banks should learn to engage in retail sales China’s four major state-owned commercial banks, agriculture, construction and construction of state-owned commercial banks, has always been to support state-owned enterprises, especially large and medium-sized state-owned enterprises as the focus of credit. To large and medium-sized enterprises, credit is like engaging in wholesale. Under normal circumstances, such loans are large in number, less frequent in number and interest income is also large. Now small and medium enterprises, private enterprises into their own business, just fine?