死亡保险合同道德风险指的是在死亡保险合同签订后,被保险人或受益人消极的或积极的追求保险标的的实现的行为倾向。由于死亡保险合同的承保对象的特殊性,使得死亡保险合同中道德风险具有更大的道德谴责性和社会危害性,为了维护社会的道德规范和准则,法律应对其进行严格的规制,本文试作探讨。 Moral hazard of death insurance contract refers to the behavior tendency of the insured or the beneficiary negatively or actively pursuing the realization of the subject of insurance after the death insurance contract is signed. Due to the particularity of the underwriting object of the death insurance contract, the moral hazard in the death insurance contract has more moral condemnation and social harmfulness. In order to maintain the social moral norms and standards, the law should strictly control it. Discussion.