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在市场经济发展要求及运作环境下,信贷经济行为及相关组织活动愈发常见。基于此背景下,不同经营类别的中小金融组织机构面临的信用风险逐渐加剧。因此,小额贷款及相关经济行为活动的管理就成为了多数金融结构所面临的重要研究课题,为此金融机构强化小额信贷风险管理就应当予以高度重视与重点关注。
Under the requirements of market economy development and operation environment, credit economic activities and related organizational activities are more and more common. Based on this background, the credit risk faced by small and medium-sized financial organizations in different business categories is gradually aggravated. Therefore, the management of microfinance and related economic activities has become an important research topic for most financial institutions. Therefore, financial institutions should pay more attention and focus on strengthening the management of microcredit risks.