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改革开放以来,上海经济取得了突飞猛进的发展,人民生活水平也蒸蒸日上.为对上海城市居民家庭金融资产状况有更为具体的了解,不久前,上海市城市社会经济调查队对3000户市区居民家庭金融资产状况进行了一次问卷调查.调查结果表明:①经济的持续稳定增长,以及居民收入水平的大幅度提高,为上海居民家庭金融资产快速积累奠定了基础;②居民储蓄意愿上升,金融资产中60%为银行存款;③随着金融投资增值意识加强,金融资产结构不断得到优化;④在金融资产快速积累过程中贫富差距显现,高低收入组金融资产存量上的差距大于
Since the reform and opening up, the economy of Shanghai has achieved rapid development and the living standards of the people are booming. To have a more concrete understanding of the financial assets of Shanghai urban families, not long ago, Shanghai Urban Social Economic Investigation Team surveyed 3000 urban residents The survey results show that: (1) The sustained and steady economic growth and the substantial increase in residents ’income levels have laid the foundation for the rapid accumulation of family financial assets in Shanghai; (2) The residents’ aspirations for saving have risen and the financial assets 60% of the total deposits are bank deposits; ③As the awareness of financial investment strengthens, the structure of financial assets is continuously optimized; ④ The gap between rich and poor in the process of rapid accumulation of financial assets shows that the gap between the financial assets of high- and low-income groups is greater than