自2008年11月16日首家小额贷款有限公司——宝山宝莲开业算起,上海的小额贷款公司刚“满月”。在已经开业的9家小额贷款公司中,松江龙欣和青浦明诚贷款总额均已达到1000万元。据了解,各家小额贷款公司都偏向于从事实体经济的中小企业,贷款也主要以资产抵押贷款为主。青浦明诚业务员介绍,80%以上的业务都是房产抵押贷款。 Since the opening of the first small loan company, Baoshan, Baoshan, November 16, 2008, the Shanghai microcredit company has just started its “full moon.” Among the nine micro-loan companies that have opened, the total loans of Songjiang Longxin and Qingpu Mingcheng have reached 10 million yuan. It is understood that all small loan companies are inclined to engage in the real economy of SMEs, loans are mainly based on asset-backed loans. Qingpu Ming Cheng salesman introduction, more than 80% of the business are real estate mortgage loans.