我国养老保险基金的构成与性质从基本养老保险制度结构看,“社会统筹”意味着社会统筹基金主要应该用于当期的养老金支付;而“个人账户”实际上是一种积累制的养老金,因此,个人账户基金主要应该用于个人账户养老金的支付。在我国的实际工作中,基本养老保险的社会统筹基金主要用于支付“老人”的全部基本养老金、“中 The Composition and Nature of China’s Endowment Insurance Funds From the perspective of the basic endowment insurance system structure, ”social pooling“ means that social pooling funds should mainly be used for current period pension payments; and ”personal account“ is actually an accumulation Therefore, the personal account fund should mainly be used for the payment of personal account pensions. In the actual work in our country, the social pooling fund for basic endowment insurance is mainly used to pay all the basic old-age pensions for ”elderly "