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按照美国的经验,汽车家庭占有率达50%,汽车金融将会大有可为。中国目前很多城市正在逼近这个市场节点,发展汽车金融是所有汽车公司必然要做的事情。汽车互联网金融一定是互联网金融的重要应用,当前,汽车金融正处于爆发前夜,全国有近20家汽车金融公司在紧锣密鼓谋划经销商库存信贷、车主消费信贷这类传统业务。与此同时,互联网金融正处于爆发期,无论是金融互联网化、第三方支付平台还是众筹都处于创新期。在PE和VC的推动下,车联网、后市场等产业也都处于变革的节点,在这种多重变革叠
According to the experience of the United States, the car family share of 50%, auto finance will be promising. Many cities in China are approaching this market node at present, and developing automobile finance is an inevitable thing for all automobile companies. Car Internet finance must be an important application of Internet finance. Currently, auto finance is in the eve of its eve. Nearly 20 auto finance companies in the country are planning traditional dealers such as inventory credit and consumer loans. At the same time, Internet finance is in its infancy, both in financial internet and in third-party payment platforms and crowdfunding. In PE and VC driven by the car networking, aftermarket and other industries are also in the transformation of the node, in this multiple changes stack