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“目前我国商业健康保险在产品形态、医疗融资体系方面还存在不足。‘十三五’时期深化医药卫生体制改革和推进‘健康中国’建设对商业健康保险提出了更高要求。”“十二五”时期商业健康保险发展概况“十二五”时期,随着保险业的深入发展和医药卫生体制改革的大力推进,我国商业健康保险在综合实力、服务经济社会发展、改革创新等方面获得了显著发展。
At present, the commercial health insurance in our country still lacks in product form and medical financing system. Deepening medical and health system reform and promoting ’healthy China’ construction put forward higher requirements for commercial health insurance in the 13th Five-Year Plan period. " During the 12th Five-Year Plan period, with the deepening development of the insurance industry and the vigorous promotion of the reform of the medical and health system, China’s commercial health insurance has made great achievements in comprehensive strength, serving the economic and social development, Reform and innovation have achieved significant development.