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伴随着香港地区高等教育规模的扩张和上学费用的提高,香港助学贷款得以产生并迅速发展,在特区政府的主导和专业机构的运作之下,香港地区已经形成了一套比较规范合理的多元化助学贷款体系。针对香港高等教育助学贷款的类型、资金来源、贷款利率、贷款金额、还贷时间、贷款覆盖面、贷款成功率及还款拖欠率进行了全面的总结和分析,为完善大陆助学贷款政策提供了重要启示。
With the expansion of higher education in Hong Kong and the increase of school fees, student loans in Hong Kong have been generated and developed rapidly. Under the leading and professional bodies of the SAR government, Hong Kong has formed a set of more standardized and reasonable multiple Aid student loan system. In accordance with the types, source of funds, loan interest rates, loan amount, loan repayment time, loan coverage, loan success rate and repayment arrears rate of Hong Kong higher education, this paper comprehensively summarizes and analyzes the loan loans for the Mainland The important revelation.