“以宏观调控为标志,银行已静悄悄地进入了一个艰难时期。未来两年到三年,银行经营非常艰难, 这个时期应该是从股份制银行建立以来最艰难的。”“经营银行非常重要,虽然我们现在在资本约束方面遇到不少困难,但还要满怀信心地走下去。”这是9月16日在西安举办的2004年股份制商业银行行长联席会议上,广东发展银行行长张光华给记者留下印象最深刻的两句话。 “With the macro-control as a sign, the banks have quietly entered a difficult period, and in the next two to three years, banks will have a very difficult operation and this period should be the most difficult since the joint-stock banks were established.” “Operating banks are very important, Although we are now encountering many difficulties in terms of capital constraints, we still have to go with confidence. ”At the 2004 joint-stock commercial bank presidents’ meeting held in Xi’an on September 16, Zhang Guanghua, president of Guangdong Development Bank, To reporters left the most impressive two sentences.