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通过顶层设计提升金融机构参与意识和积极性,增强其利用扶贫再贷款发放贷款的积极主动性,有效发挥扶贫再贷款引导精准脱贫的作用。2016年3月,人民银行设立扶贫再贷款,重点支持贫困地区发展特色产业和贫困人口的就业、创业,促进贫困人口脱贫致富。该政策在内蒙古实施一年多来,在推动精准扶贫、有效降低贫困地区融资成本等方面发挥了重要作用,但在政策推动落实过程中也遇到一些问题,影响了政策实施效果。
Through the top-level design, we should enhance the awareness and enthusiasm of financial institutions to participate and enhance their proactiveness in using loans to help reduce poverty and then extend loans so that poverty alleviation and re-lending can be effectively used to guide poverty reduction. In March 2016, the People’s Bank of China set up a loan for poverty alleviation and re-lending. It focused on supporting the employment and entrepreneurship development of characteristic industries and the poor in impoverished areas and boosting the poverty-stricken population out of poverty. Since its implementation in Inner Mongolia for more than a year, this policy has played an important role in promoting precise poverty alleviation and effectively reducing financing costs in poor areas. However, some problems have been encountered in the implementation of the policy, which has affected the implementation of the policy.